Even if you obey the law and always have auto insurance when you are driving, you may still find yourself unprotected in the event of an accident. Unfortunately, many people choose to not obey the law and may drive without car insurance. If this is the case, and you are involved in an accident with one of these people, you may be required to pay for your own expenses. This can be very expensive and financially devastating. Fortunately, you have the option to purchase additional coverage from your Wisconsin auto insurance company that will cover your costs in the event of an accident with a driver who is uninsured or underinsured.
Repairs to the car aren’t the only things to consider when you are in an accident. If anyone is inured in the accident, the insurance company will need to cover medical bills up to a certain point. This point is based on the amount of coverage you have. By purchasing extra insurance from your Wisconsin auto insurance company, you can protect your assets if you are in an accident with someone who is uninsured. Your insurance company will cover the costs of repairs and medical coverage if this is the case. Otherwise, you may be left holding the bag for bills you can’t afford to pay in addition to trying to get your car repaired and healing your body.
Consider the option of purchasing additional coverage in order to further protect your assets. Visit the Cliff Insurance website to further research this topic.