Do you have a canine that has a history of biting, or is a breed that is considered dangerous? If so, you should consider getting dangerous dog liability insurance. This type of coverage can save you from paying medical or legal expenses should your pet cause an injury to someone else.
Unfortunately, many dog breeds are misjudged and have been stereotyped as risky. In many circumstances, the violence shown by these canines is actually caused by a poor owner. Even so, these pets have the potential to cause harm when provoked or incorrectly trained.
The following are some common dog breeds that have been considered dangerous:
- German Shepherds
- Pit Bulls
- Great Danes
- Siberian Huskies
- Alaskan Malamutes
- Doberman Pinschers
If you own one of these breeds, your homeowner’s or renter’s insurance may deny your pet coverage, charge you a higher premium or refuse to insure you at all. However, canine bite insurance companies are more likely to cover your breed, no matter how dangerous it is considered. This is why it is so important to obtain dangerous dog liability insurance, especially if you are looking for a place to live.
Dog bite insurance will also give you peace of mind and can save you money in the long run. If you have a breed that is considered dangerous, this type of coverage can prove very beneficial.