Dog bite liability insurance is something everyone who owns a dog should consider. Even if your dog is a puppy or is relatively calm and sweet, there is always a risk of a bite happening and you want to be protected.
If your dog bites someone and they require medical care as a result, in almost all cases, you will be found liable for their medical costs. This can quickly add up, so having this type of insurance can help to assume most of your financial responsibility so that you can afford it.
In some instances, you might also be required to pay out for pain and suffering should your dog bite someone. For example, if the bite is bad enough to where they had to miss work, you might be responsible for compensating them for this. Your insurance can kick in and help to cover the majority.
When you have this insurance type, you can feel safer taking your dog in public. You will have the peace of mind of knowing you are insured should an incident occur.
You can see that dog bite liability insurance can be advantageous for a number of reasons. Just make sure to get your policy from a good company so that should you need to file a claim, it will go as smooth as possible.