As a new business owner in New York, you have many tasks and concerns occupying your time. Some areas which may be your main focus are employee retention and benefits, advertising, finding customers and customer satisfaction. Another topic that should be of utmost importance is insurance. Is your business protected if an unfortunate event occurs? As a restaurant owner, you will have specific needs and concerns when it comes to insurance. By taking the time to find a competent insurance agency, you will be able to secure your business against any loss.
Researching an Agency
Before hiring an insurance agency, take the time to research the company. It is always helpful to ask other businesses who they have partnered with and find out the pros and cons of their agency. The Internet also makes research extremely helpful and most companies have a website that provides helpful information about their services.
Your Agent’s Responsibilities
It is important to find an agent that will be able to suit all of your business needs. Most agencies cover the basics of insurance but your restaurant will have specific areas which need to be addressed. There are insurance agencies that specialize in restaurant insurance in New York. Here are some examples of the services your agency should provide:
- Liability insurance
- Customer illness due to improper food handling
- Property insurance
- Liquor liability
Establish a Good Relationship with your Agent
Once you find an insurance agency that will suit your needs, remember to establish a good working relationship with them. They will be a great asset to your business and help you avoid any potential disaster that could hurt your business.