With all the different types of insurance on the market, it can be difficult to determine which ones you actually need. If you are looking for certain types of insurance in Glen Rock, here are a few your specific policies might need to consider.
Collector Car Insurance
Collector car insurance is different than regular auto coverage in that it covers the total loss of the agreed upon value of your vehicle. Some policies even cover losses associated with repair parts that depreciate your car’s overall value.
Natural Disaster Insurance
This is more commonly known as flood insurance, earthquake insurance or wind insurance. Depending on your location and the natural disasters your home is susceptible to, you provider can offer insurance policies to cover personal losses and property damages specifically due to a disaster event.
Regular auto insurance does not cover all-terrain vehicles, so you need to purchase a separate policy that includes collisions, bodily injury, property damage and liability. Your provider may also include coverage if you are injured by an uninsured driver.
Personal Umbrella Insurance
When your standard policies are not enough to cover damages, losses and liabilities, personal umbrella insurance provides extra coverage for costs associated with your home and automobile.
If you are not sure whether you need additional or special insurance in Glen Rock, call your provider and discuss your policy options.